Case Studies
Temporary Cover provides instant short-term insurance that can be purchased online
for cars and vans. Specific facilities for Agency usage are provided.
Requirements
The system can be used for the insurance of:
- temporary additional drivers (including overseas visitors)
- temporary additional cars or vans
- unaccompanied vehicle demonstrations or use of courtesy cars
- lending a car or van to a friend, colleague or relative
- immediate drive away insurance following purchase of a car or van.
Temporary Cover is available for:
- any car or van you are able to drive with a standard UK driving licence
- any person with a UK, European or other full driving licence
- any insurance period from 1-14 days
- drivers over 25 years of age (or 23 as a secondary driver).
Payment is taken online and documents can be printed as soon as the transaction is completed.
The system can be used directly by end users but is primarily positioned as a tool for Agents. Agents can register to use the system and receive commission for policies
written. |
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The Solution
The Temporary Cover site was developed by Discover IT using the Microsoft .NET Framework 1.1 and
SQL Server 2000.
The comprehensive input required to issue a policy is collected using a series of input screens in a secure step-by-step process. Input is simplified by the use of Web Services
for postcode address and vehicle registration lookups.
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Online payment clearance was implemented using an XML interface to the Barclays ePDQ system.
Documents are dynamically generated as PDFs and made available for immediate download as well as emailed directly to the policyholder. |
Agents can register with Temporary Cover. On registration, the Agent is issued with a user id and password to access a private administration section and is able to retrieve stored quotations
for further processing and to set commission rates and minimum commissions.
All data input is SSL secured with a Thawte Secure Server certificate.
A policies and vehicles file is submitted to the MID database daily and an accounting
file is submitted to Fyfe Group weekly, both automatically.
In complex applications such as this one, it is important to help the user fill
in forms in a speedy and accurate fashion. Temporary Cover uses a postcode look-up
XML
web service from Postcode Anywhere which allows the users to just enter their postcode
and their full address is entered into the form automatically. For more information
about this service, please visit 
.
The Temporary Cover Web site was completed on budget and went live in early-2006. The application
is hosted and maintained by Discover IT.
